There are many podcasts you can listen to, so no matter what your interest is in budgeting or money management tips, there are plenty of options. These informative shows will help you make smart financial choices, save money, and eliminate debt. You can even be inspired to become financially independent by these shows. Below, you'll find our reviews of some of the best budgeting podcasts around.
The podcast Afford Anything is great for anyone with an interest in finance. This podcast covers topics such as budgeting, saving, and economic trends. Tiffany Aliche, a best-selling author in personal finance, and Mandi Whiteruff, a host, answer listeners' most pressing questions and offer well-researched insight into all things money. You will also find tips and tricks on how to build wealth by investing in real estate, learn self-discipline, as well as other topics. Interviews with celebrities or entrepreneurs are also available.
Her Dinero Matters is a financial podcast for women and Latinas. This podcast features interviews with top entrepreneurs and experts. It also discusses Latina-centric topics like the COVID-19 pandemic, and the recent increase of marijuana use in the United States. The podcast is available in Spanish and English, and each episode focuses on a different financial topic. There is also a Reinas segment, which are Latinas that are listeners to the show.
Jesse Mecham, the founder of You Need A Budget, created You Need a Budget. This podcast is based off the blog which inspired the app. The podcast provides budgeting tips and strategies as well an online budgeting program. Each episode of the podcast includes real-life scenarios, tips, and advice from listeners. You can also access a selection of podcasts from the You Need a Budget Website. On their website, you can learn more about the budgeting tool.
Money Mistakes is a budgeting podcast that features stories from people who have made mistakes with their money. To keep track of progress, listeners are asked to keep a journal. Anna Sale, the presenter, gently asks guests for their raw facts. It is a great way to learn from other's mistakes.
The Mo Money podcast is ideal for millennials looking to get their finances under control. Gaby Dunn hosts the show. She is a New York Times bestseller and a self-described queer feminist. Before becoming a financial advisor, she was terrible with money. In three years she has paid off $32,000 and now helps others manage their money. The podcast is a great way to learn about money management and budgeting, and it's sponsored by Credit Canada. The podcast is also available for download.
Jean Chatzky, financial journalist for The Today Show, hosts Her Money. Her website offers sections on job search, saving, and investing. Articles on money, as well as a section dedicated for family, can be found on her website. A podcast episode called "The Black Tax: How much it costs to be black in America" discusses the unique financial problems faced by minorities.
FAQ
What is security?
Security is an asset that generates income. Most common security type is shares in companies.
A company may issue different types of securities such as bonds, preferred stocks, and common stocks.
The value of a share depends on the earnings per share (EPS) and dividends the company pays.
If you purchase shares, you become a shareholder in the business. You also have a right to future profits. If the company pays a dividend, you receive money from the company.
You can sell shares at any moment.
What is a Stock Exchange, and how does it work?
A stock exchange is where companies go to sell shares of their company. This allows investors to buy into the company. The market sets the price of the share. It is usually based on how much people are willing to pay for the company.
The stock exchange also helps companies raise money from investors. Investors give money to help companies grow. They do this by buying shares in the company. Companies use their money in order to finance their projects and grow their business.
A stock exchange can have many different types of shares. Others are known as ordinary shares. These are the most popular type of shares. These are the most common type of shares. They can be purchased and sold on an open market. Shares are traded at prices determined by supply and demand.
Other types of shares include preferred shares and debt securities. When dividends are paid out, preferred shares have priority above other shares. If a company issues bonds, they must repay them.
What's the difference between the stock market and the securities market?
The securities market refers to the entire set of companies listed on an exchange for trading shares. This includes stocks as well options, futures and other financial instruments. Stock markets are typically divided into primary and secondary categories. The NYSE (New York Stock Exchange), and NASDAQ (National Association of Securities Dealers Automated Quotations) are examples of large stock markets. Secondary stock markets let investors trade privately and are smaller than the NYSE (New York Stock Exchange). These include OTC Bulletin Board, Pink Sheets and Nasdaq SmallCap market.
Stock markets are important because they provide a place where people can buy and sell shares of businesses. Their value is determined by the price at which shares can be traded. Public companies issue new shares. Dividends are received by investors who purchase newly issued shares. Dividends refer to payments made by corporations for shareholders.
Stock markets not only provide a marketplace for buyers and sellers but also act as a tool to promote corporate governance. The boards of directors overseeing management are elected by shareholders. They ensure managers adhere to ethical business practices. In the event that a board fails to carry out this function, government may intervene and replace the board.
How are securities traded
The stock market is an exchange where investors buy shares of companies for money. Shares are issued by companies to raise capital and sold to investors. These shares are then sold to investors to make a profit on the company's assets.
The price at which stocks trade on the open market is determined by supply and demand. The price of stocks goes up if there are less buyers than sellers. Conversely, if there are more sellers than buyers, prices will fall.
There are two ways to trade stocks.
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Directly from company
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Through a broker
Why is marketable security important?
The main purpose of an investment company is to provide investors with income from investments. It does this by investing its assets into various financial instruments like stocks, bonds, or other securities. These securities have certain characteristics which make them attractive to investors. They may be safe because they are backed with the full faith of the issuer.
Marketability is the most important characteristic of any security. This is how easy the security can trade on the stock exchange. Securities that are not marketable cannot be bought and sold freely but must be acquired through a broker who charges a commission for doing so.
Marketable securities include corporate bonds and government bonds, preferred stocks and common stocks, convertible debts, unit trusts and real estate investment trusts. Money market funds and exchange-traded money are also available.
These securities are preferred by investment companies as they offer higher returns than more risky securities such as equities (shares).
Statistics
- For instance, an individual or entity that owns 100,000 shares of a company with one million outstanding shares would have a 10% ownership stake. (investopedia.com)
- Individuals with very limited financial experience are either terrified by horror stories of average investors losing 50% of their portfolio value or are beguiled by "hot tips" that bear the promise of huge rewards but seldom pay off. (investopedia.com)
- Ratchet down that 10% if you don't yet have a healthy emergency fund and 10% to 15% of your income funneled into a retirement savings account. (nerdwallet.com)
- Even if you find talent for trading stocks, allocating more than 10% of your portfolio to an individual stock can expose your savings to too much volatility. (nerdwallet.com)
External Links
How To
How to Open a Trading Account
The first step is to open a brokerage account. There are many brokerage firms out there that offer different services. Some brokers charge fees while some do not. The most popular brokerages include Etrade, TD Ameritrade, Fidelity, Schwab, Scottrade, Interactive Brokers, etc.
Once you have opened your account, it is time to decide what type of account you want. You can choose from these options:
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Individual Retirement Accounts (IRAs).
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Roth Individual Retirement Accounts
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401(k)s
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403(b)s
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SIMPLE IRAs
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SEP IRAs
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SIMPLE 401(k)s
Each option offers different advantages. IRA accounts offer tax advantages, but they require more paperwork than the other options. Roth IRAs permit investors to deduct contributions out of their taxable income. However these funds cannot be used for withdrawals. SIMPLE IRAs have SEP IRAs. However, they can also be funded by employer matching dollars. SIMPLE IRAs can be set up in minutes. They allow employees to contribute pre-tax dollars and receive matching contributions from employers.
You must decide how much you are willing to invest. This is the initial deposit. Most brokers will give you a range of deposits based on your desired return. You might receive $5,000-$10,000 depending upon your return rate. The conservative end of the range is more risky, while the riskier end is more prudent.
After you've decided which type of account you want you will need to choose how much money to invest. Each broker will require you to invest minimum amounts. These minimums vary between brokers, so check with each one to determine their minimums.
After choosing the type account that suits your needs and the amount you are willing to invest, you can choose a broker. Before selecting a brokerage, you need to consider the following.
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Fees: Make sure your fees are clear and fair. Many brokers will offer trades for free or rebates in order to hide their fees. However, some brokers charge more for your first trade. Do not fall for any broker who promises extra fees.
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Customer service – You want customer service representatives who know their products well and can quickly answer your questions.
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Security - Look for a broker who offers security features like multi-signature technology or two-factor authentication.
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Mobile apps – Check to see if the broker provides mobile apps that enable you to access your portfolio wherever you are using your smartphone.
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Social media presence - Find out if the broker has an active social media presence. If they don't, then it might be time to move on.
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Technology - Does it use cutting-edge technology Is the trading platform user-friendly? Are there any issues with the system?
After choosing a broker you will need to sign up for an Account. Some brokers offer free trials. Others charge a small amount to get started. You will need to confirm your phone number, email address and password after signing up. Next, you'll need to confirm your email address, phone number, and password. You'll need to provide proof of identity to verify your identity.
After your verification, you will receive emails from the new brokerage firm. These emails will contain important information about the account. It is crucial that you read them carefully. You'll find information about which assets you can purchase and sell, as well as the types of transactions and fees. You should also keep track of any special promotions sent out by your broker. These promotions could include contests, free trades, and referral bonuses.
The next step is to create an online bank account. Opening an online account is usually done through a third-party website like TradeStation or Interactive Brokers. Both sites are great for beginners. When you open an account, you will usually need to provide your full address, telephone number, email address, as well as other information. Once you have submitted all the information, you will be issued an activation key. This code will allow you to log in to your account and complete the process.
Now that you have an account, you can begin investing.